Individual Private Medical Insurance

Private Medical Insurance is there to help you receive the best medical care in clean, private surroundings at a time that suits you.

There are various types of medical insurance schemes for the individual based upon:-

• Full medical underwriting
• Fixed Moratorium
• Rolling Moratorium
• Switch (CME) for those switching from a competitor
• Group Leaver Options for those members wishing to transfer to a personal membership scheme after leaving a company scheme arrangement

In addition to this we are able to advise on the benefits of joining a scheme with a No Claims Discount structure and / or a 6 weeks waiting scheme.

 We are qualified to advise you on:

• Your current arrangement now and at renewal stage
• Looking at medical insurance for the first time
• The benefits of a No Claims Discount Structure
• Ways to make your scheme more competitive e.g. adding an excess level to your policy