You can normally start an Income Protection Scheme between the ages of 16 and 59 years. Once you have started the scheme you are usually able to be covered up to 68 years of age.
You can choose a wide range of waiting periods which would result in your Income Replacement starting when you actually need it.
Limited Period Payment Plans
You may feel that you would be unlikely to be off work for more than a year or two and would like to keep your costs down as much as possible.
We are now able to offer Income Protection Plans which have a maximum claim period of 1 year or 2 years per condition.